Most trades owners are great at building, but few get shown how to protect what they’ve built.

That’s where we come in, by connecting trades professionals with Certified Financial Planners who know how to:

• Cut taxes so you keep more of your hard-earned money
• Build generational wealth that can be passed down tax-free
• Create a succession plan so your business handoff goes smoothly
• Retire on your own terms
• Protect your business and family with the right life insurance
• Invest smart for both today and tomorrow

Our goal is simple: help you safeguard the sweat equity you’ve worked for and set yourself up for a stronger financial future.

If you’re in the trades and ready to make your money work as hard as you do, let’s connect.

(204) 390-3993
Brian@cabralfinancial.ca

www.linkedin.com/in/brianchavescabral

Services

Tax Saving Strategies

Optimize your tax savings and maximize your profits with our expert strategies.

Many trades business owners work hard all year but are frustrated when tax time comes and a big portion of their profits disappears. It can feel like no matter how much they grow, the government takes more and more.

A small construction company found themselves in that exact situation. They were earning steady revenue but not seeing it reflected in their bank account after taxes. The owner felt stuck, wondering what could be done differently.

After reviewing their setup, they adjusted how they paid themselves, planned equipment purchases more strategically, and created a simple income-splitting plan. By making these small but smart changes, they were able to keep thousands more each year.

That extra cash went back into the business, helping them take on bigger projects, invest in better tools, and strengthen their long-term financial security.

It is not about working harder. It is about structuring smarter so your business keeps more of what it earns.

Investment Planning

Grow your wealth and secure your future with our tailored investment plans.

Many trades owners focus on keeping their business running and putting out daily fires. Retirement and long-term investing often get pushed to the side.

That was the case for a small plumbing company that was doing well but had no real plan for the future. Every dollar went back into tools, trucks, and payroll, and when work slowed down, they felt the pressure.

They decided to start setting aside a small portion of profits each quarter and worked with an advisor to create an investment plan that fit their goals. Over time, those savings began to grow, giving them both financial stability and a clear path toward retirement.

By turning their short-term cash flow into long-term wealth, they gained peace of mind knowing their future was secure no matter how the market or workload changed.

Smart investing gives trades owners control over their future instead of leaving it up to the next busy season.

Insurance Tailoring

Protect your assets and loved ones with our customized insurance solutions.

Every trades business has that one person who keeps everything moving. It might be the estimator who wins jobs, the foreman who runs the crews, or the technician everyone relies on.

When that person is suddenly out of the picture, jobs get delayed, customers get frustrated, and cash flow can take a serious hit.

That is what happened to a local contracting company when their lead project manager suffered a major injury. With no backup plan, they struggled to cover overhead and lost a few key clients in the process.

They later put key person insurance in place, ensuring that if something like that ever happened again, the payout would keep operations running, cover expenses, and protect their contracts.

Key person insurance turns a major business risk into a manageable setback, giving you time and stability to rebuild without starting from scratch.

Cabral Financial bridges the gap between business owner and certified financial planner to protect their assets, reduce financial stress, and build a clear path toward long-term success.

Book your on the house 45-minute intro call

Connect with us to schedule a call and start keeping more of what you earn, protect your wealth & maximize what’s available.

Cabral Financial is a financial planning company based in Landmark, Manitoba, Canada. Our mission is to empower business owners to achieve financial success through expert guidance and tailored solutions.